Credit Scores

What is “Pay-Per-Delete” and Should you Consider it as a Viable Option?

What is “Pay-Per-Delete” and Should you Consider it as a Viable Option?

Introduction Let’s face it, money makes the world go ‘round.  That is no secret, and it is certainly true in the credit repair and collections industry, where money is literally the reason why such firms exist in the first place.  This translates into every aspect of the world of debt collection companies, even when you have negotiated a settlement with

How to Use HIPAA to Improve your Credit Score?

How to Use HIPAA to Improve your Credit Score?

Introduction Back in the 1980s, as personal computers started to proliferate in everyday society, the problem of unauthorized access to medical information started to become a very real threat.  By the mid-1990s, when it became impossible to run a medical office without digitizing each patient’s health record, the problem came to a head.  Those who worked in the industry

What is a Soft Pull and How does it Differ from a Hard Pull?

What is a Soft Pull and How does it Differ from a Hard Pull?

If you’ve spent any time at all researching credit repair or just credit in general, you already know what an inquiry is.  It’s common knowledge that when you apply for credit, the potential creditor requests your credit file, which is then furnished to them.  This process, commonly known as “pulling credit,” is known in the industry as an inquiry,

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