Introduction In a previous post, we identified the top reasons that put you at risk for becoming a target of savvy identity thieves. In this post, we will examine the first 5 rules in a set of 10 that you can take to make sure you never become a victim of these criminals. To view our previous post in
If you happen to be in the category of the population that has little to no credit, known to lenders as having a “thin file,” you already know that it can be very difficult to find a creditor willing to take a chance on you. Those in this predicament usually ask the question, “How can I build credit if
If you’ve spent any time at all researching credit repair or just credit in general, you already know what an inquiry is. It’s common knowledge that when you apply for credit, the potential creditor requests your credit file, which is then furnished to them. This process, commonly known as “pulling credit,” is known in the industry as an inquiry,
What can you do now to change the outlook of your credit? Deal with the payment history stuff, which is 35% and the pay in the deal with the utilization stuff, which is 30% of the FICO credit scoring model.
