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Introduction In a previous post, we identified the top reasons that put you at risk for becoming a target of savvy identity thieves. In this post, we will examine the first 5 rules in a set of 10 that you can take to make sure you never become a victim of these criminals. To view our previous post in
If you happen to be in the category of the population that has little to no credit, known to lenders as having a “thin file,” you already know that it can be very difficult to find a creditor willing to take a chance on you. Those in this predicament usually ask the question, “How can I build credit if
If you’ve spent any time at all researching credit repair or just credit in general, you already know what an inquiry is. It’s common knowledge that when you apply for credit, the potential creditor requests your credit file, which is then furnished to them. This process, commonly known as “pulling credit,” is known in the industry as an inquiry,
What can you do now to change the outlook of your credit? Deal with the payment history stuff, which is 35% and the pay in the deal with the utilization stuff, which is 30% of the FICO credit scoring model.
TransUnion, Experian and Equifax are the main credit bureaus that are widely used by lenders and other institutions. They each maintain account information about consumers that creditors and collection agencies provide to them.
Everyone wants to know what’s in it for the credit bureaus to collect your personal and financial data. Why is it that credit bureaus do not support consumer advocate companies like credit repair?
Most business owners use their personal credit and a personal guarantee for most of their business debts. This causes a big problem as the business owner then becomes liable for the business debts.
A great way for businesses to access money is through revenue-based financing. It’s also sometimes referred to as revenue participation or revenue sharing funding.
Creditors can find out a lot about you from your financial history when they run your credit. Think of your credit profile as the financial resume of your life. Have you gone through a divorce?
A few months back, Jeffery H. hired us to clean up his credit. He called us because one of his friends saw us on the corner of Fruitvale ave in Oakland and knew he was experiencing some credit issues. We were able to quickly remove most of his negative items except one pesky account that would not budge using our
